Budgeting

With cash flow comes a responsibility to spend what you bring in wisely. Perhaps because I studied accounting I am a little inclined to take this further than most, but then again there is a reason that the economy is so bad at the moment.......

But with getting a car and planing to move there needs to be some form of budget so that everything can be done on the limited funds that a low training wage brings in. The problem is trying to find figures to work around. Until I know what kind of car I end up with I wont know the repayments or the insurance or the petrol costs; without knowing where I will like I have to guess about market costs. It then doesn't help that work is slow and hours are getting cut. In fact, now that I think about it, I'm even guessing on my weekly take home pay because hours change day to day. I'm not complaining. I have waited far to long to have a job to be complaining.

It just makes things complicated is all. And part of it is my own fault. I want far too many things. Patience must be applied and I have never been a particularly patient person.

But I am learning.

All habits can be broken, changed and reshaped after all.

Especially when the new year is only a day away. There is just something about the new year that calls for habit breaking and goal setting and life changing. The hopes that the new period of time will bring with it new opportunities and new hope. Its not a new concept.

Luckily my goals have already been set. Already started working toward. And unlike 90 percent of the other resolutions out there, mine will be kept and completed. It is an exciting time. Tomorrow we will be able to know one off. Have made plans to pull an all nighter at the beach (a particularly safe idea given that the central city is once again rubble after the boxing day aftershocks), and even though I have to be at work at 6am tomorrow morning, making it a very long day - I think it will be worth it. Provided it doesn't rain - though that said, rain could prove beneficial in staying awake.

And then four more lessons and my instructor thinks I will be ready to sit my driving test. At least when that is done I wont feel like so much of a burden on Dad. I know that he doesn't really sleep much, but I'm starting to feel bad. Its not like I expect Mum to help out - what with her being less supportive and all (shes complaining about the early starts? she gets more sleep than me) but still... I'm even starting to enjoy the driving. City driving for the first time today was a bit hairy, but as long as I keep my head its not so bad.

 Budgeting, driving, working - I must be growing up at last.